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The pensioner, who has never committed any previous offence, discovered the money in a bank branch in the Marqués de la Hermida district of the city of Santander.
A man had lost it shortly beforehand, having withdrawn it, placed it in a plastic bag and then dropped it without noticing.
He was inside the bank at the counter when he realised he had dropped the cash, but it was not there when he went back.
CCTV footage showed a woman, identified only by her initials of A.S.M.A., leaving the premises with it.
She told the police she had picked it up intending to give it back to the man who dropped it, or hand it in.
The woman has been released with charges after giving a statement to the police.
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